By priscillalee | March 18, 2015 | 0 Comment
Getting married is a major life event, and so is buying a house! We decided to go ahead with the wedding plans last November, and what followed has been a roller coaster ride for us. Getting married and buying a flat at the same time is seriously crazy, and I guess the journey is what I would describe as ‘learn on the job’ experience.
1. Buying a house before getting married
Due to the HDB policy of BTO (Build to order), many young couples have to apply for their first flat years before they plan to get married. Typically the waiting time to get a government subsidized BTO HDB flat is from 3 to 5 years. Unfortunately, that also means that many couples commit themselves into buying a flat without seriously discussing the implications of getting married. Many unfortunate young couples later break-up even before getting the flat, and most of the time they would have to forfeit any deposit paid.
2. A grand hotel banquet wedding dinner
Initially we wanted to throw a small wedding party of about 10 to 15 tables. After discussion with our families, we realized that it’s not possible to do that because some Singapore families have over 100+ headcount within 3 generations. In order to apease all our relatives, we are now looking at 20 to 25 tables for our wedding. Many of my friends spend between $1500 to $2000 per table of 10 guests, we’re talking about a $40000 wedding banquet and that is not inclusive of your wedding photography and miscellaneous items!
3. Planning a Singapore Wedding is a 1 year affair
We managed to get a ‘good day’ from a fortune teller (Chinese believe in holding big celebrations on lucky days!) and that only gave us a little more than 6 months to plan. We’re lucky that our wedding will be held on a Friday, which gave us many options when booking for a wedding venue. If you are intending to hold your wedding at a five star hotel over the weekend, you need a minimum of 10 to 12 months prior to secure your booking. Aside from the wedding venue, there are many nitty-gritty things to organize in the 1 year period including buying your wedding band, firming up the wedding invitation list, choosing your wedding photographer, shopping for special wedding favours and stationery, it’s basically a big logistical nightmare if you aren’t good at planning such things. Give yourself a 1 year time line to plan out all the things you will need, your wedding is after all a once in a life time affair, don’t stress yourself out at the last minute!
4. Wedding registers is unheard of in Singapore
My mother asked me the other day “Do you have a wedding registry”, and I gave her a blank face. What’s that?
A gift registry is a particular type of wish list. Typically, when a recipient compiles a list of items they wish to receive and then hands it out to family and friends, they have created a wish list. A registry, on the other hand, is made public, and is limited to the stock of a given retailer.
Taken from http://en.wikipedia.org/wiki/Gift_registry
So in Singapore, we don’t have gift registry because many a times, couples get married without a house. You can’t buy a HDB until you are able to provide your marriage certificate within the next couple of months. Also, if you are getting married before you receive your BTO HDB flat, the house probably won’t be ready by then. If you are attending a Singaporean’s wedding, it would be best to give money gift in ‘red packet’ or angbao. How much money to give for the wedding couple? usually we would give slightly above the amount the couple paid for the wedding banquet table, usually between $100 to 200 per person.
Taken from STOMP
5. Having the wedding ceremony 1 to 2 years after you are married
If you cannot afford a wedding banquet, or if you feel safer to buy a house before getting married, many young couples also chose to register with ROM Singapore first, buy a BTO HDB or resale HDB, do up renovations, then throw a party or banquet 1 to 2 years after they get a house. I can empathize without a house ready, it is difficult to stay with your in-laws after you are married. It is financially a lot safer to do it this way because you can calculate how much money to save up for the wedding after renovating your house, the 2 biggest budget items you will ever spend on in your life! That being said, I am very lucky that we found a resale flat just 3 months before our wedding